Navigate Medicare with Confidence
Understanding Medicare options doesn't have to be complicated. We help you choose between Medicare Advantage and Medicare Supplement plans based on your health needs, budget, and preferred doctors.
Who is Eligible for Medicare?
Age 65 or older
Under 65 with certain disabilities (after a 24-month waiting period)
Any age with End-Stage Renal Disease (ESRD) or ALS (Lou Gehrig's Disease)
Initial Enrollment Period: 7-month window starting 3 months before your 65th birthday month and ending 3 months after.
Licensed Insurance Agent
Agent Name: Felecia Fair
Texas License #: 1486577
Fair Financial Solutions represents multiple Medicare insurance carriers. We are an independent agency and can help you compare plans from various companies to find the best fit for your needs.
Scope of Appointment
Before we meet to discuss your Medicare options, we will schedule a Scope of Appointment to confirm which products you are interested in reviewing.
Products we offer include:
- Medicare Advantage Plans (Part C)
- Medicare Supplement Insurance (Medigap)
- Prescription Drug Plans (Part D)
- Other health and insurance products
The Scope of Appointment helps ensure our meeting is productive and focused on the products that matter most to you. There is no obligation to enroll.
Two Paths to Enhanced Medicare Coverage
Original Medicare provides a foundation, but many people choose to enhance their coverage. Here are your two primary options.
Medicare Advantage (Part C)
Key Benefits:
- Monthly premiums may be as low as $0 (varies by plan)
- May include extra benefits: dental, vision, hearing
- Prescription drug coverage often included
- Out-of-pocket maximum protection
- All-in-one convenience
Things to Consider:
- •Provider network restrictions
- •Copays and coinsurance apply
Medicare Supplement (Medigap)
Key Benefits:
- See any Medicare-accepting doctor
- No referrals needed
- Predictable, minimal out-of-pocket costs
- Standardized plans (easy comparison)
- Nationwide coverage
Things to Consider:
- •Higher monthly premiums
- •No extra benefits (dental, vision)
- •Separate Part D needed for prescriptions
The Independent Agent Advantage
With hundreds of Medicare plan options in Texas, choosing the right one can be overwhelming. As an independent agent, we represent multiple carriers and can compare all available plans in your area.
Personalized Recommendations
We match plans to your specific health needs, preferred doctors, and budget.
No Cost to You
Our expert guidance is free. Insurance carriers compensate us, not you.
Ongoing Support
We're here to help with claims, questions, and annual plan reviews.
Ready to Explore Your Medicare Options?
Let's find the right Medicare plan for your health and budget.